Personal

An account thatpays you back

Everything you need day to day, plus 3.9% on every euro that sits there. No monthly fee. No minimum. No forms.

Total balance+4.2% this month
€0.00
Yield
3.9% APY
Spent
€2,140
Saved
€1,800
Savings vault
€8,600
Sep
OctDecFebAprJunAug
Recent activityLIVE
S
Salary — Northwind
Income · Today
+€4,200.00
B
Blue Bottle Coffee
Food & drink · 09:12
-€4.60
T
Transfer to Savings
Vault · Yesterday
-€600.00
S
Spotify
Subscriptions · Yesterday
-€10.99
01Vaults

Rooms for your money.

Rent, travel, taxes, the thing you have not told anyone about yet. Each vault has its own rule — a percentage of every deposit, a fixed amount on payday, or round-ups from card spend — and each one earns 3.9% from day one.

See pricing
DROP MEDIA HERE
02Insight

A statement you will actually read.

Spending grouped the way you think about it, not the way merchants code it. Subscriptions surfaced before they renew. A monthly letter, written in sentences, that tells you what changed.

How security works
DROP MEDIA HERE
Side by side

Whatyougiveupbystaying.

Feature
Thaler
High-street bank
Other apps
Interest on every balance
Thaler3.9% APY
High-street bank0.1%
Other appsVault only
;
Instant transfers, 24/7
Thaler
High-street bank
Other apps
;
Fee-free FX at mid-market rate
Thaler
High-street bank
Other appsLimited
;
Physical metal card
Thaler
High-street bank
Other appsPaid tier
;
Human support, under 2 min
Thaler
High-street bankBranch hours
Other appsChatbot
;
Deposits protected to €100k
Thaler
High-street bank
Other appsVaries
;
Personal

Open yours in four minutes.

Passport or ID card, a selfie, and you are done. The virtual card works immediately.

Licensed in the EU · Deposits protected to €100,000
Thaler

A bank account that behaves like it is yours. Interest on everything, mid-market exchange, people who answer.

© 2026 Thaler. Thaler is a trading name of Thaler Bank N.V., licensed and supervised in the European Union. Deposits are protected up to €100,000 under the applicable deposit guarantee scheme. Interest rates are variable and may change. This is demo copy — replace with your own regulatory text.

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