Pricing

Free to startFair to stay

Standard costs nothing, forever. Metal and Business pay for themselves in cashback and hours. Switch or cancel any month.

MonthlyAnnual2 months free
Standard

Everyday banking with interest on every euro.

Free
Open an account
  • 3.9% APY on balances
  • Free card, virtual cards
  • Fee-free FX up to €1,000 / mo
  • Instant transfers, 24/7
  • Deposit protection to €100k
Most chosen
Metal

For people who move money often, in more than one currency.

$12/ month
Go Metal
  • Everything in Standard
  • Metal card, brushed oxblood
  • Unlimited fee-free FX
  • 1% cashback on card spend
  • Lounge access, travel cover
  • Priority human support
Business

Accounts, cards and invoicing for teams up to fifty.

$29/ month
Talk to sales
  • Multi-user access, roles
  • Expense cards with limits
  • Invoicing and reconciliation
  • Accounting integrations
  • Dedicated account manager
Everything included

Whateachplancarries.

Feature
Standard
Metal
Business
Monthly fee
StandardFree
Metal€12
Business€29
;
Interest on balance
Standard3.9% APY
Metal3.9% APY
Business3.2% APY
;
Fee-free FX per month
Standard€1,000
MetalUnlimited
BusinessUnlimited
;
Physical card
StandardPlastic
MetalMetal
BusinessUp to 50
;
Cashback on card spend
Standard
Metal1%
Business0.5%
;
Vaults
Standard5
MetalUnlimited
BusinessUnlimited
;
Lounge access, travel cover
Standard
Metal
Business
;
Multi-user access
Standard
Metal
Business
;
Accounting sync
Standard
Metal
Business
;
Priority human support
Standard
Metal
Business
;
Billing

Questionsaboutpayingforit.

Billing

Questionsaboutpayingforit.

Any time, from the app. Upgrades apply immediately and are billed pro rata; downgrades take effect at the end of the current month.

No. Metal and Business are month to month. Annual billing is optional and gives you two months free.

Daily, on your closing balance across the current account and every vault, paid on the first of the month. The rate is variable and shown in the app.

Up to 50 seats, unlimited expense cards, invoicing, two-way accounting sync and a named account manager. Extra seats are €4 each.

No fees to start

Start on Standard. Upgrade when it earns it.

Most people move to Metal after their first trip abroad. You will know when.

Licensed in the EU · Deposits protected to €100,000
Thaler

A bank account that behaves like it is yours. Interest on everything, mid-market exchange, people who answer.

© 2026 Thaler. Thaler is a trading name of Thaler Bank N.V., licensed and supervised in the European Union. Deposits are protected up to €100,000 under the applicable deposit guarantee scheme. Interest rates are variable and may change. This is demo copy — replace with your own regulatory text.

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