Security
Licensed, audited, insured, and built by people who have run security at banks before. Everything below is written to be read by someone who is not an engineer.
01 · Your money
Held with a licensed bank, ring-fenced
Deposits are never lent out or invested. They sit in segregated accounts covered by the EU deposit guarantee to €100,000 per person.
02 · Your login
Passkeys, bound to your device
There is no password to phish. Face or fingerprint on a device we have seen before, and a second confirmation for anything that moves money.
03 · Your card
Numberless, freezable, disposable
No printed number to skim. One tap to freeze. Virtual cards that expire after one use for sites you do not trust yet.
04 · Your back
A fraud desk that is awake
Models flag the unusual; people decide. Report a transaction and it is refunded while we investigate, not after.
You can see everything we see.
Every login, every device, every card use, listed in the app with a button to end it. Export your full data at any time; close the account in two taps and take the money with you.
Read the privacy policyYour money is not Florin's money. It sits in segregated accounts and is covered by the deposit guarantee scheme up to €100,000 per person, paid out within days.
They still need your face or fingerprint. Log in from any other device or call us to end every session and freeze every card in one go.
Tell us immediately. We attempt recall with the receiving bank and, for authorised push payment fraud, refund under the same rules as any EU bank.
Close the account and request erasure in the app. We keep only what regulation obliges us to, for as long as it obliges us to, and tell you what that is.